• Peace Of Mind

    Peace of mind knowing that your benefits are being handled by a specialist with over 20 years of experience, who has your best interest as a number one priority

  • Product Knowledge

    Knowledge of the products that are available to you and confidence in getting the plan most fitting to your individual needs.

  • Maximizing Your Benefits

    A greater understanding and appreciation of the value of benefits and how to best maximize them.

We can help guide you through...


  • Does my plan cover pre-existing conditions?

  • Are there any exclusions and limitations on my plan?

  • How can I attract and retain quality employees?

  • Do I enroll on COBRA, my spouse’s plan or an Individual plan?

  • What is a drug formulary list? And how does that affect my medication?

  • How does my plan work?

  • What am I paying for?

  • Why does my plan not cover a specific procedure?

  • Why am I getting a bill from the doctor?

  • Does my plan cover my medications?

Transparency

Review existing plans and compare to other similar plans to ensure if any changes are warranted or if they should stay with current plan.

Expert Analysis

We provide an unbiased needs analysis based on your actual circumstances (i.e. utilization of providers and medications; or to attract, and retain employees) in order to make a recommendation that will fit your budget.

Education

We empower our clients by providing communication and educating them on how to fully understand how their plan works, and maximizing benefit features.

Our Process

Step 1: Schedule a consultation to identify the need.

Step2: Gather data, information needed to do the analysis.

Step 3: Make a recommendation based on the data gathered, including a strategic timeline for implementation. 

Step 4: Implement the benefits and confirm issuance. Continuous account management and customer service as long as you are a client.

    MSJ Benefits Insurance focuses on providing and finding customized solutions for your benefit needs.  Because we are an independent Agency we work for you and focus on your needs.   We provide an unbiased needs analysis based on your actual circumstances (i.e. utilization of providers and medications; or to attract, and retain employees) in order to make a recommendation that will fit your budget and what you are looking to accomplish.  We empower our clients by providing communication and education on the various benefits available to them.  Do you know how your benefit works?  Do you know what you are paying for?  You may schedule an appointment with our benefits specialist to discuss your options.


    Schedule Appointment

    "I don’t have to worry"

    Appreciate the efforts of your employee ..To achieve such high I cannot believe ...Right now my life is such an ease I don’t have to worry or think anymore is... You’re employee Monica Davila Devlin. made my life so much easier I did ask for her help because her profession known for years I had no idea she can be this helpful I have reached out to other companies no one could understand me or help me...Again thank you so much. 

    Melek Taylor

    "Patience, honesty and knowledge"

    What a pleasure it was to have someone fully explain all the differences of all the health insurance choices out there.  I have been an employee for 20 years and never had to brave the marketplace at all to shop for insurance. Monica was a pleasure to work with, used video teleconferencing to show me all the available plans, actually looked up if my doctors were on the plans and succinctly explained all the different plans to me for over an hour.  She clearly has a full understanding of what choices are out there for everyone.  Perhaps her most impressive attribute is her honesty.  She knew I had spoken to another agent regarding a policy and after pricing me out, told me to go with the other agent’s plan and the marketplace is not the best fit for me at this time.  Thank you Monica for your patience, honesty and knowledge.  I would highly recommend Monica Devlin with full confidence, as I know she is truly looking for the best option for each individual.

    Laura Falco, OD FAAO

    Jazzy Eyes

    "They are easily reachable, very knowledgeable and professional."

    I can’t say enough great things about Monica and the entire team at MSJ Benefits! They have been extremely helpful every time we on board a new time member and/or have a life event happen. They are easily reachable, very knowledgable and professional. As a business owner, I greatly appreciate the stellar work they do. I highly recommend!

    Gena Bofshever Alon


    Leave Us A Review

    We appreciate your business and the trust you’ve put in us.  If you feel that we were able to bring value and address your concerns please take a moment to leave us a review regarding the service we provided.